By Rhiannon Williamson If you’ve ever dreamed of owning a holiday home in the sun, if you have plans to move to live abroad in another country or if you’d like to invest in overseas property, then chances are you’ve thought about how exactly you’re going to pay for your overseas property purchase! You have [...]

By Michael Santana For so many people owning a home is the ultimate dream-come-true. One cannot deny that home ownership is at least in part reflective of hard work and dreams through the years. Owning a home is not as easy as some people think. It’s not realistic to believe that anyone can have the [...]

By Jennifer Bailey Home loans are secured against a borrower’s property. There are various types of interest charged by lenders, such as variable rate of interest and fixed rate of interest. A borrower has to repay both, loan amount and interest to repay home loans. Variable rate of interest do not have a fixed monthly [...]

By Raynor James If you have decided to make the plunge on buying a property, getting financing is going to quickly be on your horizon. Here are some tips to getting ready to apply for it. Research is the first step of the home loan application process. Familiarity with your budget, the type of desired [...]

By Louie Latour If you are in the process of refinancing your mortgage loan, you may be uncertain of the best way to get started. Doing your homework and researching mortgage offers before you apply can save you thousands of dollars. Here are several tips to help you get started on the right foot with [...]

By Louie Latour Mortgage companies and brokers are just like car salesman and have very little respect for the buying public. Banks, brokers, internet portals, and mortgage companies alike all line their pockets at the homeowner’s expense, and that’s only half of the story. Would you believe nearly everyone in the United States actually pays [...]

By Louie Latour Ridding yourself of debt can be a difficult task. Homeowners have an advantage in that they can leverage equity in their homes to consolidate debts with a home mortgage refinance loan. If you are a homeowner struggling to get your debts under control, this strategy could allow you to reach your goal [...]

By Paula Harrison Online systems – are they Packager friendly? As Packagers account for a large part of most non-conforming lenders distribution, you would think there would be a pressing need for lenders to integrate their online systems with those of their packaging partners, whether through front office point of sales systems or back office [...]

By Michael Benifez Fixed rate mortgages developed thirty or forty years ago, following the depression. In the days of spiraling and then plummeting prices, both lenders and borrowers became leary of loan products that could not be controlled in any way. The mortgage lender wanted to be guaranteed that he would make a certain amount [...]

By Louie Latour Mortgage refinancing can be a stressful time for anyone. Before choosing a mortgage lender there are several steps you should take to ensure you don’t pay too much for your new mortgage loan. Here are 3 tips to help you prepare for your mortgage application and ensure you don’t overpay when mortgage [...]